Afterpay is a Buy Now, Pay Later financing product. Canceling automatic payment authorizations (autopay) halts automated card drafts, but DOES NOT ERASE your legal debt obligation for goods received. Unsettled installments can trigger late fees, collection agency escalation, and negative credit reporting.
How to Cancel Afterpay Subscription
⚠️ DEBT WARNING: Stopping Afterpay payment authority halts future recurring orders, but does NOT forgive remaining installment payments on delivered goods.
To cancel Afterpay immediately: go to the official portal at https://www.afterpay.com/purchase-history, sign in, and complete the cancellation steps. Crucial: Turning off autopay prevents automated card debits, but does not cancel your legal installment debt obligation.
Select where you pay to get the exact direct cancellation link and steps:
Consumer Alert: What you need to know before canceling
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CRITICAL DEBT WARNING: Installments Must Be Settled: Stopping recurring deductions on Afterpay halts future orders, but does NOT forgive remaining installments on goods already received. Failure to settle outstanding debt will result in late fees and collections.
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Contact Merchant First: Afterpay recommends notifying the merchant so their system updates your subscription tier to canceled.
Step-by-Step Instructions
4 Steps-
1
Sign in to your Afterpay customer portal at afterpay.com/purchase-history.
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2
Select Account > Recurring Payments or check your active orders.
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3
Find the merchant schedule and choose Stop Recurring Payments.
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4
Confirm the revocation of automatic merchant deduction.